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	<title>Taxi Insurance &#187; Trailers</title>
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		<title>What is a Minibus, Do I Have the Correct Licence and What About Insurance?</title>
		<link>http://www.taxi-insurance.biz/what-is-a-minibus-do-i-have-the-correct-licence-and-what-about-insurance/</link>
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		<pubDate>Fri, 11 Apr 2008 10:43:42 +0000</pubDate>
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				<category><![CDATA[Minibus Insurance]]></category>
		<category><![CDATA[D1 Licence]]></category>
		<category><![CDATA[Tonnes]]></category>
		<category><![CDATA[Trailers]]></category>

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		<description><![CDATA[More drivers in the UK today are using MPV&#8217;s and People Carriers. But as the car has 7-8 seats can it be classed as a minibus? The answer is &#8216;no&#8217;. 
What is a Minibus?
If it has between 9 to 16 passenger seats then its classification is as a minibus. This has implications for the type [...]


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			<content:encoded><![CDATA[<p>More drivers in the UK today are using MPV&#8217;s and People Carriers. But as the car has 7-8 seats can it be classed as a minibus? The answer is &#8216;no&#8217;. </p>
<p>What is a Minibus?</p>
<p>If it has between 9 to 16 passenger seats then its classification is as a minibus. This has implications for the type of driving licence required and may need specialist <span class='bm_keywordlink'><a href="http://www.taxiprotection.co.uk" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.taxiprotection.co.uk?referer=');">minibus insurance</a></span>.</p>
<p>Do I Have the Correct Licence?</p>
<p>All licences issued after 1 January 1997 need a category D1 classification to allow the driver to use a minibus. The licence can be obtained by passing a Passenger Carrying Vehicle (PCV) test provided by the DVLA.</p>
<p>A minibus can be driven on a full category B (car) licence, but the following conditions must to be met:</p>
<p>1.	The minibus can only be used in the UK. A D1 licence is required for driving in Europe.</p>
<p>2.	The minibus is only used for social reasons. It cannot be hired and there must be no financial reward.</p>
<p>3.	Trailers cannot be towed.</p>
<p>4.	The driver must to be over 21 and have held a Category B license for more than 2 years. Drivers over the age of 70 will need to prove their medical fitness to drive.</p>
<p>5.	The minibus must not weigh more than 3.5 tonnes. If it is carrying special equipment for disabled passengers the maximum weight is 4.25 tonnes.</p>
<p>6.	Payment cannot be accepted for driving the minibus.</p>
<p>What About Insurance?</p>
<p><span class='bm_keywordlink'><a href="http://www.taxiprotection.co.uk" target="_blank" onclick="pageTracker._trackPageview('/outgoing/www.taxiprotection.co.uk?referer=');">insurance for a minibus</a></span>, as with any motor vehicle, is required by the law. The minimum level is Third Party cover but this is a very basic policy and you are risking a large bill if something were to happen that required a claim.</p>
<p>The other two types of insurance are Fire and Theft, and Comprehensive. Specific &#8216;extras&#8217; can be added to the insurance depending on the minibus&#8217;s use. </p>
<p>Whatever type of cover you chose it is better to be &#8217;safe than sorry&#8217;, especially if there is the extra responsibility of transporting passengers. If the minibus is used by many different drivers then leave a copy of the policy in the vehicle in case it is required after an accident.</p>
<p>Consult a specialist minibus insurance provider. They will be able to advise you about what is needed and find a suitable policy tailored to your specific requirements. </p>
<p>The Directgov website has more information about the UK regulations for driving a minibus and there is a helpful section explaining the difference between the driving licence categories.</p>


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